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Small Business Loans: Your Bank or Alternatives?
We usually think of the bank first when we want to borrow money. However, for some small business loans, the bank is not your best bet. In many cases, banks are looking for an established history and lower risk profile.......(Continue Reading)

Finding Money for College: Grants and Scholarships
Early in the calendar year is typically the time when high school seniors and their parents are working hard to find information about paying for college. Find out everything you need to know about applying for financial aid, grants, scholarships and...(Continue Reading)

Pay Day Loans... Worse Than Loan Sharking
Pay Day Loans equate to usury which is charging interest above an established legal rate. "Pay Advance", "Check Advance", "Deferred Deposit" or any other label like it is lower than loan-sharking. It is a legal, multi-billion dollar industry that you...(Continue Reading)

Credit Performance of Non-Agency Mortgage Loans and Securities in June 2005 and Impact of Hurricane Katrina
Despite the magnitude of the damage inflicted by Hurricane Katrina, we do not expect the credit performance of prime, Alt A, or subprime loans in the 10 MSAs to worsen in the remaining months of 2005....(Continue Reading)

Financing Your Business
Explore a variety of funding alternatives, including self-funding, angel funding, venture capital, grants, conventional loans, and special loan programs spsecifically for small businesses....(Continue Reading)

Quick and Easy Cash?
The ads for payday loans are deceiving. They may be easy to get, but they're not that easy to pay off. You thought 19% interest on your credit card was bad? Try up to 900% annual percentage rates on payday......(Continue Reading)

New Bankruptcy Laws and Entrepreneurs
We've all heard that laws will change and bankruptcy could get more difficult. My understanding was that health issues were a leading cause of bankruptcies. However, this study from the Kauffman Foundation suggests that (failed) business ventures may...(Continue Reading)

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Undergraduate
The Key Alternative Loan® is designed for undergraduate students needing to bridge … Download the Key Alternative Loan application/note for 2005-2006 PDF …

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