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The growth of unsecured credit: Are we better off? - Statistical Data Included The growth in unsecured credit over the past two decades has, because of current bankruptcy law, reduced the average welfare of the poor. This striking ......(Continue Reading)Serving high-risk members Move over Money Store and other high-priced finance companies-and take your overthe-hill, ex-jock spokesmodels with you. Credit unions are expanding their ......(Continue Reading)Cash at the price of a lifetime - licensed moneylenders charge high rates to the poor Licensed money-lending firms such as Provident Financial charge poor customers annual percentage rates of between 168%-300%, compared to 7%-20% rates from ......(Continue Reading)What's your score - Consumer Credit Part 2 of a Series Credit scoring numerically grades an applicant's credit information to grant a faster and more objective lending decision by the financial institution....(Continue Reading)The higher and higher cost of borrowing The higher and higher cost of borrowing Don't panic. The days of 18 percent mortgages and a 21 percent prime rate aren't coming back yet, but swift ......(Continue Reading) |