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Privatize Fannie Mae and Freddie Mac: the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation make mortgage markets inefficient, Fannie Mae and Freddie Mac are excellent investments because they have tax exemptions and exclusions from securities regulations. These create an advantage ......(Continue Reading)First-time home buyer's guide: money management - 25th Anniversary of the B.E. 100s - Cover Story US Blacks seeking to buy homes face the usual major outflow of cash for years, as well as discrimination in mortgage lending and insurance. Tips are offered ......(Continue Reading)Expanded HMDA data on residential lending: one year later - Home Mortgage Disclosure Act - includes related article on lender education Home Mortgage Disclosure Act data from both 1990 and 1991 showed that black and Hispanic applicants for mortgage loans were denied credit more often than ......(Continue Reading)Higher FHA home mortgage limits announced - Federal Housing Administration - Brief Article In a move that will help thousands more families become homeowners each year, Housing and Urban Development Secretary Andrew Cuomo has announced that ......(Continue Reading)Home Mortgage Disclosure Act: expanded data on residential lending Since 1976, most banks and other depository institutions that have offices in metropolitan areas have been required, under the Home Mortgage Disclosure ......(Continue Reading) |