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Do I Have to Buy Homeowners Insurance?
Yes, if you have a mortgage on your home......(Continue Reading)

Home Buying - RESPA's Required Disclosures Help You Shop for a Mortgage - Mortgage Basics
The Real Estate Settlement Procedures Act, RESPA, helps protect consumers when they buy and sell real estate, and teaches them to be better shoppers. One way RESPA accomplishes this is by requiring lenders and others to give you certain disclosures t...(Continue Reading)

Are You Really Pre-Approved for a Mortgage - Buying a Home
Are you really pre-approved for a mortgage? Do you understand the differences between the terms pre-qualified, pre-approval and loan commitment? Find out how they affect your offer to purchase and your home contract....(Continue Reading)

How to Recognize Loan Fraud - Home Buying and Selling Essentials
Has someone involved with your home buying transaction asked you to make false statements on your loan application or do something else that you feel uneasy about? Take care, your actions might make you a participant in a loan fraud scheme. Get the f...(Continue Reading)

Saxon Mortgage Services
Saxon Mortgage Services offers loan services to home buyers and homeowners in St. Louis and the state of Missouri. Although they advertise that perfect credit is not needed, their loan requirements can be quite rigid. Beware of high rates, numerous a...(Continue Reading)

Scams To Help You Lose Your Home
There is an article called Home Equity Loan Fraud at a site I reference in this article. In it there is a report of a woman in San Francisco who was tricked into signing a loan contract that required more......(Continue Reading)

Scams To Help You Lose Your Home - Credit/Debt Management Archives
Scams To Help You Lose Your Home - There is an article called Home Equity Loan Fraud at a site I reference in this article. In it there is a report of a woman in San Francisco who was tricked into signing a loan contract that required more......(Continue Reading)

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Recommended Home Loan Requirements Site:
VA Home Mortgage: How To Get a VA Loan, Requirements, Costs
VA loans are often made without any downpayment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans.

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