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Expanded HMDA data on residential lending: one year later - Home Mortgage Disclosure Act - includes related article on lender education Home Mortgage Disclosure Act data from both 1990 and 1991 showed that black and Hispanic applicants for mortgage loans were denied credit more often than ......(Continue Reading)Residential lending to low-income and minority families: evidence from the 1992 HMDA data - Home Mortgage Disclosure Act - includes related articles on Data collected under the Home Loan Mortgage Disclosure Act (HMDA) indicates that white applicants from all income groups experienced lower rates of denial ......(Continue Reading)Fight back! One couple denied a mortgage refinancing loan refused to be rejected. Here's how advice in B.E. helped them fight back and win - includes tips Ricardo and Janet Bermudez were able to get a loan from the Long Island Savings Bank only through a contractor. When they challenged the bank, they were ......(Continue Reading)Americans Hocking Houses to the Hilt - consumers use mortgage refinancing for overall debt management - Brief Article A startling new study said American homeowners are in the process of rewriting the traditional rules of refinancing: Rather than getting a new mortgage ......(Continue Reading)Private mortgage insurance - includes related articles on information disclosed by private insurance companies and on claims through private mortgage insurance Both private and governmental insurers offer mortgage guarantee insurance, which makes it possible to make a relatively small down payment on a home purchase ......(Continue Reading) |