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Residential lending to low-income and minority families: evidence from the 1992 HMDA data - Home Mortgage Disclosure Act - includes related articles on Data collected under the Home Loan Mortgage Disclosure Act (HMDA) indicates that white applicants from all income groups experienced lower rates of denial ......(Continue Reading)It's Not Too Late to Refinance - mortgage refinancing Refinancing a home loan can help homeowners lower their monthly payments and save money in the long run after recovering the refinance fees. Many homeowners ......(Continue Reading)Reduced-Rate Home Loans Adjust to Meet Risk Profile - considerations on when to refinance a mortgage - Brief Article - Column If you took a fixed-rate mortgage anytime in the past year, you ought to look at rates again. You might get a new loan for 1 percent to 1.5 percent less. The loan might even be tailored to your per...(Continue Reading)Refinance your mortgage now: there's still time to take advantage of the lowest home mortgage rates in 30 years - Real Estate ALWAYS THE BUSINESSMAN, CHARLES DAVID MOODY JR. OF Atlanta was motivated to find a way to use falling interest rates to boost disposable income. His ......(Continue Reading)How a penalty clause can pay off: agreeing not to refinance gets you a lower rate Some lenders will reduce the interest rate on a mortgage loan if the borrower agrees not to prepay the loan. Lenders will reduce the cost of the loan by ......(Continue Reading) |