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Privatize Fannie Mae and Freddie Mac: the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation make mortgage markets inefficient, Fannie Mae and Freddie Mac are excellent investments because they have tax exemptions and exclusions from securities regulations. These create an advantage ......(Continue Reading)Home inequity: one of the biggest entitlement programs is not for the poor - homeowner mortgage interest and property tax deductions - Cover Story The homeowner tax deductions comprise a tax subsidy to the affluent which is as politically sacrosanct as Medicare and Social Security. Various experts ......(Continue Reading)Spreads decline, CMBS confusion continues - interest rate spreads, commercial mortgage-backed securities The prime mortgage rate spread declined in Dec 1994 to 1.4%. The spread is the difference between mortgage interest rates and interest rates for Treasury ......(Continue Reading)Low interest rates spark jump in home mortgage refinancing With interest rates at the lowest levels in decades, Mike and Sue Klauke of Holmen, Wis., are refinancing their home mortgage for the second time in a ......(Continue Reading)It's still home sweet home; mortgage breaks There's a soft spot in the tax bill's heart for homeownership. Homeowners not only get to keep a number of valuable tax breaks, they also get a chance ......(Continue Reading) |