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Evaluating the interest-rate risk of adjustable-rate mortgage loans Introduction Adjustable-Rate Mortgages (ARMs) were first offered by federally chartered depository institutions in 1981. Since that time they have become ......(Continue Reading)Getting the home mortgage of your dreams shouldn't keep you up nights Would-be homeowners shopping for a mortgage are facing a dilemma: Interest rates have been on the rise, but there are plenty of signs the economy is ......(Continue Reading)Private mortgage insurance - includes related articles on information disclosed by private insurance companies and on claims through private mortgage insurance Both private and governmental insurers offer mortgage guarantee insurance, which makes it possible to make a relatively small down payment on a home purchase ......(Continue Reading)AIMs are an alternative to traditional mortgage financing - asset integrated mortgages Asset integrated mortgages (AIMs) enable home buyers to put their down payments to work as investments. AIMs work by combining a traditional fixed- or adjustable-rate mortgage with tax-deferred fixed...(Continue Reading)Secrets of shopping for a home mortgage Choosing a good loan agent is essential to obtaining the best home mortgage available. A lender's rate sheet should be requested to verify the quoted interest ......(Continue Reading) |