Origination Fee Resources and More...
Discount Points - Should You Buy Points to Lower Your Interest Rate
Discount points are fees paid to a lender at closing in order to lower the interest rate on your home loan. While buying points is sometimes a good decision, many times the purchase costs you more than it saves. Here are some tips that will help you...(Continue Reading)
Nigerian 419 Advanced Fee Fraud
Before the popularity of email, Nigerian 419 scams (aka Advanced Fee Fraud) were originally sent over fax machines and by snail mail. Today, email is the preferred method of these scammers and there are more Nigerian 419 Advanced Fee Fraud......(Continue Reading)
How to Apply for Canadian Citizenship
Step by step instructions on how to apply to become a Canadian citizen...(Continue Reading)
FHA Home Loans - Facts About FHA Loans - Buying a Home
FHA loans allow you to buy a home with less down than conventional home loans. Get the facts about FHA loans and find out if you qualify....(Continue Reading)
Buying a Home - Understanding the HUD-1 Settlement Statement
Are you buying a home? The HUD-1 settlement statement is the standard real estate settlement form for federally-related mortgage loans. Deciphering the HUD-1 can be confusing, but you'll be ready to study your closing statement after reading this han...(Continue Reading)
Nigerian 419 Advanced Fee Fraud
Generally, the Nigerian 419 scammer claims to be the relative of some high-profile deceased/arrested political figure. The scam claims this relative has horded millions of dollars in cash and are now seeking someone to help transfer the money in exch...(Continue Reading)
Be Prepared for Closing Costs When You Buy a Home
Here's what to expect for closing costs when you buy a home, and how to be prepared to identify inflated fees...(Continue Reading)
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Origination Fee explained in detail
Mortgage origination fees are explained by a creative loan officer.
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