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Expanded HMDA data on residential lending: one year later - Home Mortgage Disclosure Act - includes related article on lender education
Home Mortgage Disclosure Act data from both 1990 and 1991 showed that black and Hispanic applicants for mortgage loans were denied credit more often than ......(Continue Reading)Residential lending to low-income and minority families: evidence from the 1992 HMDA data - Home Mortgage Disclosure Act - includes related articles on
Data collected under the Home Loan Mortgage Disclosure Act (HMDA) indicates that white applicants from all income groups experienced lower rates of denial ......(Continue Reading)PMI reform: good intentions gone awry - private mortgage insurance
The Homeowners Insurance Protection Act and the Homeowners Protection Act of 1997, which are enacted to make private mortgage insurance accessible for borrowers, could make mortgage loans more expensi...(Continue Reading)CRA and fair lending regulations: resulting trends in mortgage lending - Community Reinvestment Act
The fair lending laws and the Community Reinvestment Act were passed after banks were thought to have failed in serving the credit needs of communities ......(Continue Reading)Home Mortgage Disclosure Act: expanded data on residential lending
Since 1976, most banks and other depository institutions that have offices in metropolitan areas have been required, under the Home Mortgage Disclosure ......(Continue Reading) |
